Not too long ago, when a small business owner went to apply for a business credit card, they did not have too many options. They either had to cut expenses, and settle for a personal credit card or a personal line of credit, or they had to go to a bank that would only lend to large businesses that did not normally deal with small businesses.

Nowadays, a small business owner is getting offers from people all of the time wanting to lend them money. They come in the mail and you can even get them in e-mail. But banks are more opt to deal with small business owners now and some are even able to get lines of credit and credit cards before they even open their doors. (more…)